A new roof is one of the largest home improvement investments you will make. Even with insurance coverage for storm damage, deductibles can run $1,000–$5,000 – and many roofs need replacement due to age or wear, not a covered event. At Wichita Roofing Pros, we partner with leading home improvement lenders to offer flexible financing options that fit every budget, including 0% APR terms for qualified borrowers.
Our financing partners include Greensky, Wisetack, and Hearth – all specialize in home improvement lending with fast approvals, no prepayment penalties, and payment terms from 6 to 144 months. You apply online in minutes, get a real-time decision, and choose the payment plan that works for you. 0% APR options are typically available for 12, 18, or 24-month terms – pay off the full balance within that window and pay zero interest.
We also offer traditional fixed-rate loans for homeowners who prefer lower monthly payments over longer terms. No down payment is required on approved credit. Our team helps you compare options, explains the terms clearly, and handles all paperwork – so you can approve your roof replacement today without draining your emergency fund or maxing out high-interest credit cards.

12, 18, or 24-month interest-free financing – pay no interest if the full balance is paid within the promotional window. Perfect for insurance deductibles.
24 to 144-month terms with fixed interest rates and no prepayment penalties. Lower monthly payments for larger replacement projects.
Qualified borrowers can finance 100% of the project cost – no upfront cash needed. Your first payment is due 30–60 days after project completion.
Apply in 5–10 minutes from your phone or computer. Most applicants receive a credit decision within 60 seconds – no impact on your credit score until you accept an offer.
No interest if paid in full within 12, 18, or 24 months. Fixed monthly payments. No prepayment penalty. Minimum credit score typically 600+.
6 to 144-month terms. Rates from 4.99% to 19.99% APR based on credit. Loans up to $100,000. No fees or prepayment penalties. Decisions in seconds.
12 to 120-month terms. Soft credit check for prequalification. Funds deposited directly to your account – you pay us like any other contractor. No down payment required.
Same-as-cash financing for 6 or 12 months – pay no interest if paid in full by the end date. Interest accrues from day one but is waived if paid on time.
Schedule your free roof inspection. If replacement is recommended, we provide a written estimate and explain the financing options available for your project total.
We provide a direct link to the application for your chosen lender. Fill out the short form – most approvals take less than 5 minutes. No obligation to proceed.
Read the disclosure documents carefully. Accept the loan terms online or over the phone. Funds are typically available within 1–2 business days.
Once financing is confirmed, we schedule your roof replacement. Make payments directly to your lender according to your chosen term – no payments to us after the down payment (if any).





